Last Updated: 2/2/2026

Welcome and thank you for visiting our website. By using our websites, networks, mobile applications, or other services provided by us (collectively, the Services), or accessing any content provided by us through the Services, you agree to be bound by the following terms of use, as updated from time to time (Terms of Use).

Our business is primarily funded through advertising and referrals. You understand and agree that the Services may include advertisements and that these are necessary to support the Services. To help make the advertisements relevant and useful to you, we may serve advertisements based on the information we collect through the Services. See the Privacy Policy for more details. We assume no responsibility for any result or consequence related directly or indirectly to any action or inaction that consumers take based on the Services or any other information available through or in connection with the Services.

Referrals

While you are not responsible for making referral payments to us, as part of the Services, we may be paid valuable consideration in exchange for your referral (Referral). You authorize us to make such Referral and acknowledge that we may be paid valuable consideration for facilitating such a referral. Because of this relationship, we may receive financial or other benefits from a Referral.

Eligibility; Accounts and Registration

You must be at least 18 years of age to use the Service. By agreeing to these Terms of Use, you represent and warrant that:

• (a) you are at least 18 years of age;
• (b) you have not previously been suspended or removed from the Services; and
• (c) your registration and your use of the Services is in compliance with all applicable laws and regulations.

To access some features of the Services, you may be required to register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as email address or other contact information. You agree that the information you provide is accurate and that you will keep it accurate and up-to-date at all times.

When you register, you may be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password, and you are responsible for all actions taken via your account. You may not share your user account(s) with others. Unless you have entered into a commercial agreement with us permitting you to use the Services for transactions on behalf of another person, you may only use the Services for transactions on your own behalf, and not on behalf of any other person.

Use of the Services; Restrictions

As long as you comply with these Terms of Use, we grant you a non-exclusive, limited, revocable, personal, non-transferable license to use the Services, and to download and use any App on your mobile device in object code form, for your personal use. Except as expressly stated herein, these Terms of Use do not provide you with a license to use, reproduce, distribute, display or provide access to any portion of the Services on third-party websites or otherwise. The Services may include software for use in connection with the Services.

Mobile Applications

To use any mobile application feature of the Services (each, an App), you must have a compatible mobile device. We do not warrant that any App will be compatible with your mobile device. You may use mobile data in connection with an App and may incur additional charges from your wireless provider for using an App. You agree that you are solely responsible for any applicable charges.

We may update any app and may automatically electronically update the version of any App that you have installed on a mobile device. You consent to all automatic upgrades and understand that these Terms of Use will apply to all updated versions of an App. Any third-party open-source software included in an App is subject to the applicable open source license and may be available directly from the creator under an open-source license. These Terms of Use do not apply to your use of software obtained from a third-party source under an open-source license.

Use of Content

Subject to the restrictions set forth in these Terms of Use, you may copy information from the Services only as necessary for your personal use to view, save, print, fax and/or e-mail such information.

Prohibited Use

BY USING THE SERVICES, YOU AGREE NOT TO:

• Reproduce, modify, distribute, display or otherwise provide access to, create derivative works from, decompile, disassemble, or reverse engineer any portion of the Services, except as explicitly permitted under these Terms of Use;
• Provide/post/authorize a link to any of the Services from a third-party website;
• Remove or modify any copyright or other intellectual property notices that appear in the Services;
• Use the Services for resale, service bureau, time-sharing or other similar purposes;
• Use the Services in any way that is unlawful, or harms our company, our service providers, suppliers, or any other user;
• Distribute or post spam, chain letters, pyramid schemes, or similar communications through the Services;
• Impersonate another person or misrepresent your affiliation with another person or entity;
• Reproduce, publicly display, or otherwise make accessible on or through any other website, application, or service any reviews, ratings, and/or profile information, or other data or content available through the Services, except as explicitly permitted by us for a particular portion of the Services;
• Upload invalid data, viruses, worms, or other software agents to the Services;
• Interfere with, or compromise the system integrity or security of the Services, or otherwise bypass any measures we may use to prevent or restrict access to the Services;
• Conduct automated queries (including screen and database scraping, spiders, robots, crawlers, bypassing or similar precautions, and any other automated activity with the purpose of obtaining information from the Services);
• Use any of our trademarks without approval, including but not limited to using them as part of your business name, screen name or email address on the Services;
• Access or use any of the Services to develop competitive products or services; or attempt to, or permit or encourage any third party to, do any of the above.

Fees

Generally, you may be required to pay fees to access certain features of the Services. All fees are in U.S. dollars and are non-refundable. If we change the fees for all or part of the Services, including by adding fees or charges, we will provide you advance notice of those changes. If you do not accept the changes, we may discontinue providing the applicable part of the Services to you.

Our authorized third-party payment processor will charge the payment method you specified at the time of purchase. You authorize us to charge all fees as described in these Terms of Use for the Services you select to that payment method. If you pay any fees with a credit card, we may seek pre-authorization of your credit card account before your purchase to verify that the credit card is valid and has the necessary funds or credit available to cover your purchase.

Subscriptions

The Services may include features that allow for automatically recurring payments for periodic charges (Subscription Service). If you decide to activate a Subscription Service, you authorize us to periodically charge, on a going-forward basis and until cancellation of either the recurring payments or your account, all accrued sums on or before the payment due date for the accrued sums. The subscription will continue unless and until you cancel your subscription, or we terminate it. You must cancel your Subscription Service before it renews in order to avoid billing of the next periodic subscription fee to your account. We will bill the periodic subscription fee to the payment method you provide to us during registration (or to a different payment method if you change your payment information).

User Materials

Certain portions of the Services may allow users to upload or otherwise provide us images, photos, video, data, text, listings and other content (User Materials). By uploading or otherwise providing User Materials to the Services, you grant us an irrevocable, perpetual, royalty-free worldwide license to:

• Use, copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, modify, prepare derivative works of or incorporate into other works, and translate your User Materials, in connection with the Services, or in any other media;
• Sublicense these rights, to the maximum extent permitted by applicable law.

We will not pay you for your User Materials or to exercise any rights related to your User Materials set forth in the preceding sentence. We may remove or modify your User Materials at any time. You are solely responsible for all User Materials made through your user account(s) on the Services or that you otherwise make available through the Services.

UGC Disclaimer

We are under no obligation to edit or control your User Materials or the User Materials of any other User and will not be in any way responsible or liable for any User Materials. We may, however, at any time and without prior notice, screen, remove, edit, or block any User Materials on the Services, including User Materials, which in our sole judgment violate these Terms of Use or are otherwise objectionable.

You understand that when using the Services, you may be exposed to User Materials of other users and acknowledge that User Materials may be inaccurate, offensive, indecent, or objectionable. You agree to waive, and do waive, any legal or equitable right or remedy you may have against us with respect to User Materials. We expressly disclaim any and all liability in connection with User Materials.

Third-Party/Linked Services/Sent Information

The Services may include links to third-party products, services and websites, as well as materials provided by third parties, and may include functionality that allows for the distribution of your User Materials or your personal information (collectively, your User Information) to third parties not under our control (each, a Third-Party Provider). Third-Party Providers are solely responsible for their services. You are responsible for your use and submission of User Information to any third-party, and your dealings or business conducted with any third party arising in connection with the Services are solely between you and such third party.

Your use of third-party sites, services, or products may be subject to associated third-party terms of use and privacy policies or other agreements, which you are solely responsible for complying with. We do not endorse, and take no responsibility for such products, services, websites, and materials, or a Third-Party Provider’s use of your User Information.

Intellectual Property

The Services and all content and materials contained therein are owned by us or our licensors and are protected by copyright, trademark, and other laws. You agree not to use our trademarks, logos, or other proprietary information without prior written permission from us.

DMCA

If you believe your copyrighted work has been infringed upon via the Services, you may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) to our designated agent. We reserve the right to remove or disable access to any allegedly infringing materials.

Termination

We may suspend or terminate your access to the Services at our discretion, without notice, for conduct that we believe violates these Terms of Use or is harmful to other users, us, or third parties. Upon termination, all licenses and rights granted to you will immediately cease.

Privacy Policy

By using the Services, you agree to the terms of our Privacy Policy. Please review it carefully to understand how we collect, use, and share information about you.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES; OR (C) UNAUTHORIZED ACCESS, USE, OR ALTERATION OF YOUR USER MATERIALS OR DATA.

Arbitration Agreement

Any dispute or claim relating in any way to your use of the Services, or to any products or services sold or distributed by us, shall be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to these Terms.

Governing Law

These Terms of Use shall be governed by the laws of the State of [Your State], without regard to conflict of laws principles. Any legal action arising from these Terms must be brought in the federal or state courts located in [Your State].

California Users

If you are a California resident, you may have additional rights regarding your personal information under the California Consumer Privacy Act (CCPA). Please see our Privacy Policy for more information.

Contact Information

If you have questions about these Terms of Use, please contact us.